01 / Less adminLogging a coffee shouldn’t be a chore.
Type a purchase and amount in Quick Entry. Review the category when you need to, and keep moving.
A little calmer. A lot more in control.Your money.
Your money.
With a plan.
Know what you can spend,
before you spend it.
Meet the envelope budgeting app that makes room for bills, little treats, and the things you’re looking forward to.
Start with a plan. No bank connection needed.
YOUR EVERYDAY PLANExample
Room for everyday spending$840.00After setting money aside for your essentials
Groceries$400
Bills$1,200
Next adventure$300Bills protected. Breathing room found.
Digital envelopes Quick expense entry Shared budgeting Free plan available
A fresh Panda is on the way. Quick Entry and the new planning features previewed here are coming in our next iOS update. The current app is available now.
Your balance says “yes.”
Your bills might say “not yet.”
A bank balance tells you what is there. It doesn’t tell you what that money is already needed for. Panda Budget helps you give it a purpose before everyday spending gets in the way.
Make a little room for clarityGive every envelope
Give every envelope
a reason to exist.
Plan first. Spend with context.
Adjust as real life happens.
01 / Less admin02 / More clarityYour rent money has a job already.
Protect essential envelopes, keep a reserve, and see what is left for everyday spending.
03 / Better togetherOne shared plan. Fewer money mysteries.
See shared envelope balances together. Filter spending by who paid when you want your own perspective.
Your first small winA plan you can start
A plan you can start
in one sitting.
Split the money you have between essentials, everyday spending, and future you. Our free planner does the arithmetic. You decide the priorities.
Build my envelope plan No signup. Your amounts stay in your browser.One possible starting point
Make it yours.
Essentials first
Rent, bills, groceries
Life right now
Coffee, dinners, little extras
Future you
A cushion and your next goal
No perfect percentages required.
Beyond tracking yesterdayHelp for your
Help for your
next decision.
Check a purchase before committing. Spot envelopes that need attention. Make a plan for payday. Panda Budget turns the numbers you enter into a clearer next step.
Understand safe-to-spendCan I buy this?
Consider a purchase alongside your envelopes and upcoming obligations.
Financial Radar
See emerging risks and useful actions before you plan more spending.
Weekly check-in
Review uncategorized purchases, upcoming bills, and envelopes that need care.
Start small. Grow into it.
A plan for your budget.
Try the essentials. Add more depth
when it is useful to you.
A good place to begin.
Free
- Up to 8 envelopes
- Everyday tracking and Safe to Spend
- 20 smart suggestions a month
- 3 months of transaction history
More room to plan.
1 month free, then monthly or yearly
- Unlimited envelopes, cards and loans
- Financial Radar and Payday Planner
- Unlimited smart suggestions and “Can I Buy This?”
- Family sharing
- Rollover budgets and CSV export
A little know-how goes a long way
All money guides Make money make sense.
FIELD NOTES / 01
Envelope budgeting, without the envelopes.
A practical way to give your money a job.
FIELD NOTES / 02A shared budget that still feels like yours.
Agree on the plan. Stay clear on who paid.
FIELD NOTES / 03Why your balance isn’t your spending limit.
Make room for the money already spoken for.
Good questionsBefore you
Before you
make a start.
Do I need to connect my bank?
No. You enter your purchases and budget amounts yourself. Quick Entry helps keep that simple, and you can review categories later.
Is Panda Budget free?
Yes, there is a free plan with up to 8 envelopes, 20 smart suggestions a month and 3 months of transaction history. Premium adds unlimited envelopes, Financial Radar, Payday Planner, family sharing and more, and new subscribers can try it free for 1 month. Check the app for current prices.
Can we budget together?
Yes. Family sharing supports a shared household budget. Shared envelope balances include everyone’s spending, while a payer filter shows what you paid.
Is the planner connected to my app account?
No. This free website planner is a separate starting-point calculator. It works in your browser and does not upload your budget amounts.
Where can I get the app?
Visit Get Panda Budget for current download options or register your interest for your platform. Availability can vary by platform and region.
Does Panda Budget give financial advice?
The app helps you organize and review the budget information you enter. Its suggestions depend on that information being complete and current; they are planning aids, not a guarantee that a purchase is affordable.
Less second-guessing.
More living.
Give your next month a little more intention.
Get Panda Budget